Thus, the certificates issued to Mr. Van Huizen and Mr. Barkley were evidence of separate insurance contracts. We have structured this directive to make it as simple as possible. Please note the information contained in the following sections of the policy when using the Twitter API and Twitter content: The difference between business policies and business contracts is applicability. In the event of non-violation by a party, the offending party may be held liable for the damage suffered. As a general rule, a trade directive is legally unenforceable or binding, unless it is an essential clause in a commercial contract.